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Your take-home minus what's committed. The amber slice is yours to spend or save.
Next bills and payments, soonest first.
When a description contains the text, it's filed under the category. Correcting a category below can save a rule automatically.
Upload a PDF of your paystub and Clearwater reads it straight off the page — no copying and pasting. Or paste the text yourself, or enter gross pay and each thing taken out by hand. Either way, you'll check everything over before it's saved.
Mortgage, car, cards, subscriptions, utilities — anything you owe or pay regularly.
A vacation, an emergency fund, paying off a card early. Set the target and date — we'll show what it takes each month.
Money you've set aside — an emergency fund, a trip, just extra cash. Not linked to any bank account; you tell Clearwater what's saved and we keep the history.
Tell me what you're eyeing. I'll weigh your take-home, bills, goals, and cushion — then give a straight answer with the reasons.
Not financial advice — a clear look at your own numbers.
Enter a price and I'll run the numbers.
Describe your family, health, and wishes in your own words — Clearwater's AI will pull out the key facts and fill in the form above for you to review.
Each fills in from your details above. Print to PDF or download as a Word file you can edit and take to your attorney.
Give each buyer their own PIN. Mark them paid, revoke access any time. This list only lives in this file — after adding, editing, or revoking anyone, click Publish updated file and redeploy the file it downloads so the live site picks up the change.